Peace of mind for landlords starts here
Protect your property investment with insurance coverage generally designed for rental property owners. Travelers’ landlord policy offers protection for liability and property, and options may be available for premises liability and medical payments coverage.Protecting rental properties
Travelers’ landlord policy is generally designed to protect rental properties containing one to four units, including apartments, condominiums and single- or multi-family homes that you own or rent to others.
Premises liability
One of the risks landlords face is liability for losses that occur on the rental property. If purchased, liability coverage can help protect you from bodily injury or property damage arising from the use of your rental property. Liability limits of $100,000 or higher are available.
Medical payments
A $1,000 limit is included if liability coverage is purchased (higher limits available), which can provide coverage for the medical expenses of a person who is injured on or as a result of a condition on the property. This coverage does not apply to you or anyone who is a regular resident on the property.
Property coverages
Travelers’ landlord policy can generally provide rental property owners coverage for the rental property, other structures (such as a garage or a shed) and the landlord’s personal property in the rental unit (such as household furnishings and appliances) from covered damage.